Privacy Policy

Perpetual Development, Inc. Online Privacy and Purchase Policy

(Last updated 27 February 2012)

Perpetual Development, Inc. has established this Privacy Policy to explain how it protects and manages the personal information that it collects from you (the customer) online.

1. Consent for Collection, Use and Disclosure

Your use of this site and/or your registration for PERPETUAL DEVELOPMENT, INC. (PDI) products and services constitute your consent to the terms of this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use this site.

PERPETUAL DEVELOPMENT, INC. may occasionally update this Privacy Policy. When it does, PDI will also revise the “last update” date at the top of this Privacy Policy. From time to time, we may also use collected information for new, unanticipated uses not previously disclosed in our Privacy Policy. If our information practices change at some time in the future, we will post the policy changes at our website to notify you of these changes and provide you with the ability to opt-out of these new uses. If you are concerned about how your information is used, you should check back at our website periodically. Additionally, under certain circumstances, PDI will not post policy changes or notify customers of changes, such as in connection with an investigation of a breach of an agreement, contravention of laws, an emergency where the life, health or security of an individual is threatened, the collection of a debt or in compliance with the request of a law enforcement agency or a court order.

A customer may withdraw his or her consent for collection, use and disclosure at any time by sending an email to info@PerpetualDevelopment.com with the word “Unsubscribe” in the subject line. Please note that, if you do, PDI may suspend its provision of products and services to you. When you unsubscribe, if you fall within the guarantee period for any PDI product and you request a refund, the guarantee will be honored.

2. Accountability

PERPETUAL DEVELOPMENT, INC. collects, at the time of your registration and your sign-on to its web site, certain “personal information” (information that personally identifies you) including but not limited to your name, email address, home or work address, telephone number, and information about your computer hardware and software (e.g., IP address, operating system, browser type, domain name, URL, access times, and referring web site addresses).

PERPETUAL DEVELOPMENT, INC. has implemented this Privacy Policy to protect personal information received from its customers, and to respond to any inquiries. The Privacy Policy also provides that PDI will use appropriate contractual means to establish a comparable level of protection for personal information which is sent for processing by third parties on PDI’s behalf. PDI has designated responsibility for your personal information to its Compliance Manager, who ensures compliance with the principles in this Privacy Policy. Other individuals may be delegated to act on behalf of the Compliance Manager.

3. Purposes for Collecting Personal Information

PERPETUAL DEVELOPMENT, INC. collects and uses personal information for the following Identified Purposes:(a) to understand customer needs regarding PDI’s services;(b) to develop and provide our web site and our products and services for our customers;(c) to fulfill your requests for products, services or information;(d) to communicate with customers and site visitors, when necessary, and to inform customers of upgrades, as well as of other products and services available from PDI, its affiliates and third parties;(e) to allow customers to access limited-entry areas of PDI’s site;(f) to personalize some of our services and products for you and to deliver targeted advertisements and offers from PDI and third parties;(g) to bill accounts and maintain payment records;(h) to comply with any applicable law, regulation, legal process or government request;(i) to respond to a legitimate claim, or to address our reasonable belief, that you are violating the rights of any third party or any of the agreements or policies that govern your use of the PDI site or any PDI product or service;(j) to protect the services, products, content or rights of PDI and its designees, including but not limited to the security or integrity of the PDI site; and(k) to identify and resolve technical problems concerning PDI’s site, products and services. PDI also uses personal information in an aggregate form (i.e., not individually attributable to you) for its business analysis, operational, marketing and other promotional purposes. If we contract with other companies to provide some products or services to our customers, then we will only provide those companies the personal information they need for the Identified Purposes, and we will limit their rights to use and further disclose your personal information as appropriate in the course of their work for us

4. Limiting the Collection of Personal Information

PERPETUAL DEVELOPMENT, INC. limits its collection of personal information to only that information which is necessary for the Identified Purposes. PDI does not direct its site to, nor does it knowingly collect any personal information from children under the age of thirteen. When you visit the PDI web site, a cookie may be placed on your computer or the cookie may be read if you have visited the PDI site previously. PDI uses cookies to allow PDI to determine which products and services you have already purchased so that PDI does not provide redundant information to you, and, if you are an PDI affiliate, to track PDI sales made to customers referred by you so that you can receive compensation under our affiliate program. If you choose to not have your browser accept cookies from the PDI web site, you may not be able to view all the text on the screens, or to experience a personalized visit, or to subscribe to certain service and product offerings on the PDI site.

5. Disclosure, Processing and Retention

PERPETUAL DEVELOPMENT, INC. does not sell, rent or disclose your personal information to anyone else, except:(a) to someone you have designated to act as your agent, for one or more of the Identified Purposes (listed in Section 2, above); (b) to PDI’s employees, independent contractors, subsidiaries, affiliates, consultants, business associates, service providers, suppliers and agents, acting at the request of PDI for any of the Identified Purposes;(c) as necessary if PDI has reason to believe that disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference (either intentionally or unintentionally) with PDI’s rights or property, other users of PDI’s web site, products or services, or anyone else that could be harmed by such activities; and(d) to respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law, or otherwise as required by law. In addition, as we continue to develop our business, we or our affiliates may sell or buy other businesses or entities, or we may merge with another company. In such transactions, personal information may be one of the transferred business assets. Also, in the event that PDI or substantially all of its assets are acquired, your personal information may be one of the transferred assets. Your information may be stored and processed in the United States, or in any other country in which PDI or its affiliates, subsidiaries or agents maintain facilities. By using this web site, you consent to any such transfer of information outside of your country. After your account becomes inactive (that is, if you request to be removed from our database), PDI will keep your personal information in its archives. Your information will then be used only as necessary for tax reasons or to prove PDI’s compliance with any applicable law.

6. Accuracy of Personal Information

PERPETUAL DEVELOPMENT, INC. will use reasonable efforts to keep customer personal information accurate for the Identified Purposes, and for minimizing the possibility of making inappropriate customer decisions based on such information. Customers are responsible for informing PDI about changes to their personal information. You can do this by calling (480) 812-2200 or by sending an email to to info@perpetualdeveloment.com. PDI will use new or updated personal information it receives from customers to update its own records.

7. Security Safeguards

PERPETUAL DEVELOPMENT, INC. will use reasonable efforts to protect customers’ personal information.

8. Access to Personal Information

PERPETUAL DEVELOPMENT, INC. will afford you a reasonable opportunity to review the personal information in your file, if you so request by calling (480) 812-2200, writing to: PERPETUAL DEVELOPMENT, INC., 600 W. Ray Road, Suite C3, Chandler, AZ 85225 or upon request to the Compliance Manager at info@Perpetual Development.com. If PDI is not able to provide access to some aspect of a customer’s personal information, it will provide reasons for denying access such as; that by doing so would likely reveal personal information about a third party, or that it is confidential commercial information or attorney-client privileged communications, or that the information relates to a breach of an agreement or a contravention of law, or that its disclosure could reasonably be expected to threaten the life or security of another individual. Customers have the right to request that inaccurate or incomplete information be amended as appropriate, by contacting PERPETUAL DEVELOPMENT, INC. or the Privacy Officer as described above. PDI will promptly correct such personal information.

This is the web site of PERPETUAL DEVELOPMENT, INC. Our postal address is 600 W. Ray Road, Suite C3, Chandler, AZ 85225. We can be reached via e-mail at info@Perpetual Development.com or you can reach us by telephone at (480) 812-2200. If you feel that this site is not following its stated information policy, you may contact us at the above addresses or phone number.

* Earnings Disclaimer

We make every effort to accurately represent our products and services and their potential for helping you create income. The earnings and income statements made are representations and/or estimates of what our company, its principles and past and present customers have created. As with any business, your results will vary and will be based on your individual skills, business experience, expertise and efforts. There are no guarantees concerning the level of success you may experience.

The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on numerous factors, all of which are outside our control. There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business that we cannot foresee which can reduce results. We are not responsible for your actions.

The use of our information, products and services should be based on your own due diligence. You agree that our company is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services.

Product Purchase, Payment and Participation Terms

By purchasing a product or service at this website or any website selling products and/or programs published or provided by Perpetual Development, Inc.., you agree that:

Authorize.net WILL BE PROCESSING YOUR PAYMENT: Authorize.net is an authorized agent to  collect monies on behalf of Perpetual Development, Inc.

YOU ARE PURCHASING A PRODUCT AND/OR PROGRAM FOR EDUCATIONAL PURPOSES: You understand you are purchasing an educational program and associated educational materials provided in a group format. Not all of the materials provided and not all of the methods discussed will be completely applicable to your particular business activities. You understand that you are participating and receiving advice as part of a group. You acknowledge that Perpetual Development, Inc. cannot be aware of all the particulars surrounding your business activities at all times. You will therefore adapt, to your own situation and of your own volition, any advice we give you or that you hear us give to other participants. You understand that the information that we will give you will not be all the information that exists on the subject of business growth, but is merely meant to compliment, amplify, supplement and direct you to other available information. You agree that we may — at our sole discretion — change, add to and/or substitute the educational materials described in this form and/or change, substitute, add to or schedule differently any teleconference call or other event described.

YOU HAVE THREE DAYS TO OBTAIN A REFUND: You state unequivocally that the date you purchase a product or register for a program (“your purchase date”) is the first complete discussion of the Product/Program you have had with PERPETUAL DEVELOPMENT, INC. and that your registration date also constitutes your purchase date, even though your credit card may be charged or your check may be negotiated at a later date. You understand that you may rescind this purchase agreement and request a refund within three (3) business days of your registration date for any reason, by writing to: PERPETUAL DEVELOPMENT, INC., 600 W. Ray Road, Suite C3, Chandler, AZ 85225 Attn: Program Director.

You understand that should you rescind this purchase and request a refund in the manner described above, you will be granted a refund, but will receive your refund only if and when you return all materials previously provided to you, including but not limited to audio CDs, written materials, conference call recordings and DVDs. Any recision of this purchase and associated request for refund constitutes an express agreement by you to return all materials. Any failure by you to participate in any portion of a Program’s activities does not entitle you to any extension of your Program past your scheduled completion date, nor does it entitle you to a refund of any Program Fees paid.

NO PROMISES ARE BEING MADE THAT YOU WILL EARN MONEY OR ACHIEVE SUCCESS: You understand and agree that PERPETUAL DEVELOPMENT, INC., nor its employees, officers, designee(s) nor assign(s) do not warrant any particular level of success from your participation in any program nor from your use of any educational product. You expressly acknowledge that no promises have been made to you, either express or implied, verbal or written, regarding any income you might earn or any fees you might earn back, including your original participation fee, due to your participation in any program or use of any product.

NO ONE IS LIABLE FOR DAMAGES YOU MAY INCUR FROM YOUR PARTICIPATION: You expressly agree to defend, indemnify and hold harmless PERPETUAL DEVELOPMENT, INC., their respective companies and officers, directors, employees, designees, agents and affiliates from all claims, losses, damages, judgments, liabilities, obligations, costs and expenses, including attorney’s fees and costs, directly or indirectly incurred by any party related to any claim that arises from or in connection with your purchase/use of any Product or Program or from your participation in any Program. You further understand, acknowledge and agree that Coaches, Advisors, Account Executive and Experts you may encouter are independent contractors to PERPETUAL DEVELOPMENT, INC. and you agree to hold harmless PERPETUAL DEVELOPMENT, INC. from all claims, losses, damages, judgments, liabilities, obligations, costs and expenses, including attorney’s fees and costs, directly or indirectly incurred by any party related to any claim that arises from or in connection with your interaction with any of these contractors or their companies.

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